Urgent Care Accepting Insurance in Ocala, FL

When you visit Doctors Urgent Care, the amount you pay for your medical treatment will depend on the details of your health insurance plan. Two important terms to understand are deductible and coinsurance:

Deductible: This is the amount you must pay out of pocket for covered healthcare services each year before your insurance begins to pay. For example, if your deductible is $1,000, you will need to pay the first $1,000 of your medical expenses—including visits to Doctors Urgent Care—before your insurance starts to cover costs.

Coinsurance: After you meet your deductible, you may still be responsible for a portion of your medical bills. Coinsurance is the percentage you pay for covered services after the deductible is met. For instance, if your plan has 20% coinsurance, you would pay 20% of the bill for your visit to Doctors Urgent Care, while your insurance covers the remaining 80%. 

Because every insurance plan is different, your exact deductible and coinsurance amounts can vary. We recommend reviewing your insurance policy or contacting your insurance provider to find out how much you may need to pay for services at Doctors Urgent Care. If you have questions about your coverage or what your visit might cost, our staff is always happy to help you understand your options.

At Doctors Urgent Care, we understand that healthcare costs are an important consideration—especially for patients without insurance. The cost of a visit can vary depending on the services you need. For a basic urgent care appointment, you can generally expect to pay between $100 and $250. This includes evaluation and treatment for common illnesses or minor injuries.

If your visit requires additional services such as lab tests, x-rays, or specialized procedures, there may be extra charges. Our pricing is transparent, and our team will always inform you of any recommended services and their costs before proceeding. Urgent care is often a more affordable alternative to emergency room visits, which can cost several hundred to several thousand dollars. We strive to provide high-quality care at competitive self-pay rates. We also offer discounts and flexible payment plans for uninsured patients to help make your care more accessible.

If you have questions about pricing or want to know more about our self-pay options, please call Doctors Urgent Care before your visit. We’re happy to walk you through our costs and help you plan for your appointment.

At Doctors Urgent Care, we strive to make the billing process as convenient and stress free as possible for our patients. We accept a wide range of payment methods to fit your needs. You can pay for your visit using major credit cards, including Visa, MasterCard, American Express, and Discover. Debit cards and cash payments are also accepted at the time of your appointment.

If you have health insurance, our staff will bill your insurance provider directly for eligible services. Please note that you may be responsible for any copayments, deductibles, or services not covered by your plan. We also welcome payments using Health Savings Account (HSA) and Flexible Spending Account (FSA) cards.

If you have questions about your payment options or need help understanding your bill, our friendly front desk team at Doctors Urgent Care is always available to assist you before or after your visit. Your comfort and peace of mind are important to us—please don’t hesitate to ask if you need clarification or assistance.

After your visit to Doctors Urgent Care, you will typically receive a bill once we have processed your information and submitted a claim to your insurance company, if applicable. This process can take anywhere from a few days to several weeks, depending on your insurance provider and the details of your visit. Once your insurance company has reviewed your claim and determined what portion of the costs they will cover, Doctors Urgent Care will send you a bill for any remaining balance. You may receive your bill by mail or through our secure online patient portal.

If you do not have insurance, you may receive a bill sooner, often directly after your visit or within a few days. If you have any questions about your bill or when to expect it, please contact the Doctors Urgent Care billing office. Our team is happy to provide specific information about your account and help clarify our billing process. For more information, contact us or book an appointment today. We are conveniently located at 419 SW 15th Street, Ocala, FL 34471. We serve patients from Ocala FL, Silver Springs Shores FL, Huntington FL, Zuber FL, Anthony FL, and surrounding areas.